FOVISSSTE créditos para 2018, prepare el trámite del suyo

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INSTITUTO DE SEGURIDAD Y SERVICIOS SOCIALES DE LOS TRABAJADORES DEL ESTADO

ACUERDO 48.1359.2017 de la Junta Directiva relativo a la aprobación del Programa de Financiamiento del Fondo de la Vivienda 2018.

Al margen un logotipo, que dice: Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado.- Secretaría General.- Prosecretaría de la Junta Directiva.- SG/PJD/0455/2017.

LIC. JOSÉ REYES BAEZA TERRAZAS

Director General del Instituto de Seguridad y

Servicios Sociales de los Trabajadores del Estado

Presente

En sesión celebrada por la Junta Directiva el día 4 de octubre de 2017, al tratarse lo relativo a la aprobación del Programa de Financiamiento del Fondo de la Vivienda 2018, se tomó el siguiente:

ACUERDO 48.1359.2017.- “La Junta Directiva, con fundamento en los artículos 214 fracción XVI, inciso a) de la Ley del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado y 14 fracción XVII, inciso a) del Estatuto Orgánico y con base en los acuerdos 6414.892.2017 y su modificatorio 6437.893E.2017, por unanimidad, aprueba el Programa de Financiamiento del Fondo de la Vivienda 2018 como sigue:

El Programa de Crédito 2018, prevé el otorgamiento de 46,120 a 55,195 préstamos totales, de los cuales 33,000 a 39,000 créditos serán destinados al esquema “Tradicional 1er crédito”, 2,500 créditos con cargo al esquema “Tradicional 2° crédito”, de 3,000 a 4,000 créditos al esquema “Crédito con Subsidio”, 1,500 créditos con cargo al esquema “Crédito a Pensionados”, de 1,500 a 1,600 créditos con cargo al esquema “Crédito FOVISSSTE-INFONAVIT Conyugal”, 500 créditos del esquema “FOVISSSTE-INFONAVIT INDIVIDUAL”, de 3,325 a 5,000 créditos con cargo al esquema “Alia2 Plus 1er crédito”, 175 créditos con cargo al esquema “Alia2 Plus 2° crédito”, 200 créditos con cargo al esquema “Respalda2 1er crédito”, 20 créditos con cargo al esquema “Respalda2 2° crédito”, de 100 a 200 créditos del esquema “FOVISSSTE en pesos 1er crédito”, 50 créditos del esquema “FOVISSSTE en pesos 2° crédito”, 100 créditos del esquema “FOVISSSTE en pesos Pagos Crecientes 1er crédito”, 50 créditos del esquema “FOVISSSTE en pesos Pagos Crecientes 2° crédito” y de 100 a 300 créditos del esquema “FOVISSSTE-ISSSFAM Conyugal”.

Cabe mencionar que el total de los segundos créditos que se prevé otorgar son 2,795.

Este programa requiere una inversión de $35,150.0 millones (treinta y cinco mil ciento cincuenta millones de pesos) que serán financiados con las aportaciones de la subcuenta de vivienda del SAR, la recuperación de créditos, productos financieros, emisiones en los mercados de capital (bursatilización de la cartera), fondeo con líneas de almacenamiento, así como la cesión de derechos fiduciarios, como se aprecia en el siguiente cuadro.

FONDO DE LA VIVIENDA DEL ISSSTE

PROGRAMA DE FINANCIAMIENTO PARA EL AÑO 2018

INGRESOS

Cifras en miles de pesos

CONCEPTO Programa de Financiamiento 2018
DISPONIBILIDAD INICIAL 5,170,176.50
INGRESOS  
APORTACIONES 5% NETA 11,543,255.40
RECUPERACIÓN DE CRÉDITOS HIPOTECARIOS NETA 4,590,369.60
OTROS INGRESOS 2,000,000.00
SUMAN LOS INGRESOS NETOS 18,133,625.00
FINANCIAMIENTO EXTERNO  
BURSATILIZACIÓN DE CARTERA 15,000,000.00
FONDEO LÍNEAS DE ALMACENAMIENTO/CESIÓN DERECHOS FIDUCIARIOS 12,000,000.00
SUMA FINANCIAMIENTO EXTERNO 27,000,000.00
TOTAL PROGRAMA DE FINANCIAMIENTO 50,303,801.50

(1)    Los recursos se podrán emitir en pesos o su equivalente en UDIS

 

En suma se estima obtener recursos financieros por $50,303.5 millones, de los cuales se destinarán a los siguientes conceptos:

EGRESOS 2018

Cifras en miles de pesos

CONCEPTO Programa de Financiamiento 2018
CRÉDITOS HIPOTECARIOS 35,150,000.00
DEVOLUCIÓN DE DEPÓSITOS 5% 10,000,000.00
OTRAS EROGACIONES 1,806,195.60
GASTOS DE ADMINISTRACIÓN 1,222,826.40
INVERSIÓN FÍSICA 10,000.00
DISPONIBILIDAD FINAL 2,114,779.50
TOTAL DE RECURSOS FINANCIEROS 50,303,801.50

 

PROGRAMA DE CRÉDITOS POR PRODUCTO

ESQUEMA No. de créditos rango Importe (Pesos)
De: A:
Tradicional 1er crédito 33,000 39,000 27,365,306,821.46
Tradicional 2° crédito 2,500 2,500 1,907,500,000.00
Con subsidio 3,000 4,000 2,046,974,799.12
Pensionados 1,500 1,500 706,004,665.07
FOVISSSTE-INFONAVIT Conyugal 1,500 1,600 959,249,968.05
FOVISSSTE-INFONAVIT Individual 500 500 309,435,473.56
Alia2 Plus 1er crédito 3,325 5,000 1,513,531,125.44
Alia2 Plus 2° crédito 175 175 84,230,626.48
Respalda2 1er crédito 200 200 58,460,777.60
Respalda2 2° crédito 20 20 4,977,495.32
FOVISSSTE en pesos 1er crédito 100 200 29,887,964.23
FOVISSSTE en pesos 2° crédito 50 50 7,471,991.06
FOVISSSTE en pesos Pagos Crecientes 1er crédito 100 100 2,912,195.12
FOVISSSTE en pesos Pagos Crecientes 2° crédito 50 50 1,456,097.50
FOVISSSTE-ISSSFAM Conyugal 100 300 152,600,000.00
TOTAL 46,120 55,195 35,150,000,000.00

 

Total Segundo Crédito: 2,795 2,005,636,210.36

 

Destino-Tradicional 1er Crédito De: A:
Puntaje 22,128 25,150
Especiales 10,026 12,850
CNS 846 1,000
Total 33,000 39,000

Fuente: Subdirección de Crédito

 

 “CRÉDITO TRADICIONAL”, “FOVISSSTE-INFONAVIT CONYUGAL”, “FOVISSSTE-INFONAVIT INDIVIDUAL”, “FOVISSSTE-ISSSFAM CONYUGAL”, “ALIA2Plus” y “CRÉDITO CON SUBSIDIO[1]

Rango en UMA Tasa de Interés TRADICIONAL FOVISSSTE-INFONAVIT CONYUGAL, FOVISSSTE-INFONAVIT INDIVIDUAL Y FOVISSSTE-ISSSFAM CONYUGAL ALIA2+
Adquisición, Construcción y Redención de pasivos hipotecarios Ampliación y Reparación o Mejoramiento Adquisición Adquisición y Redención de pasivos hipotecarios
Igual o Mayor a: Menor a: Monto Máximo en UMA Monto Máximo en UMA Monto Máximo en UMA Monto Máximo en UMA
1.00 1.05 4.0% 68.6588 22.8863 68.6588 18.1083
1.05 1.10 4.0% 72.0917 24.0306 72.0917 19.0137
1.10 1.15 4.0% 75.5246 25.1749 75.5246 19.9191
1.15 1.20 4.0% 78.9576 26.3192 78.9576 20.8245
1.20 1.25 4.0% 82.3905 27.4635 82.3905 21.7299
1.25 1.30 4.0% 85.8235 28.6078 85.8235 22.6353
1.30 1.35 4.0% 89.2565 29.7521 89.2565 23.5407
1.35 1.40 4.0% 92.6894 30.8965 92.6894 24.4461
1.40 1.45 4.0% 96.1224 32.0408 96.1224 25.3516
1.45 1.50 4.0% 99.5553 33.1851 99.5553 26.2570
1.50 1.55 4.0% 102.9882 34.3294 102.9882 27.1624
1.55 1.60 4.0% 106.4212 35.4737 106.4212 28.0678
1.60 1.65 4.0% 109.8541 36.6180 109.8541 28.9732
1.65 1.70 4.0% 113.2870 37.7623 113.2870 29.8786
1.70 1.75 4.0% 116.7200 38.9066 116.7200 30.7840
1.75 1.80 4.0% 120.1529 40.0510 120.1529 31.6895
1.80 1.85 4.0% 123.5859 41.1953 123.5859 32.5949

 

1.85 1.90 4.0% 127.0188 42.3396 127.0188 33.5003
1.90 1.95 4.0% 130.4517 43.4839 130.4517 34.4057
1.95 2.00 4.0% 133.8847 44.6282 133.8847 35.3111
2.00 2.05 4.0% 137.3176 45.7725 137.3176 36.2165
2.05 2.10 4.0% 140.7505 46.9168 140.7505 37.1219
2.10 2.15 4.0% 144.1835 48.0612 144.1835 38.0273
2.15 2.20 4.0% 147.6164 49.2055 147.6164 38.9328
2.20 2.25 4.0% 151.0494 50.3498 151.0494 39.8382
2.25 2.30 4.0% 154.4823 51.4941 154.4823 40.7436
2.30 2.35 4.0% 157.9152 52.6384 157.9152 41.6490
2.35 2.40 4.0% 161.3482 53.7827 161.3482 42.5544
2.40 2.45 4.0% 164.7811 54.9270 164.7811 43.4598
2.45 2.50 4.0% 168.2140 56.0713 168.2140 44.1859
2.50 2.55 4.0% 171.6470 57.2157 171.6470 44.1915
2.55 2.60 4.0% 172.1656 57.3885 172.1656 44.3826
2.60 2.65 4.5% 172.1658 57.3886 172.1658 44.4966
2.65 2.70 4.5% 172.4320 57.4773 172.4320 45.3523
2.70 2.75 4.5% 175.3464 58.4488 175.3464 46.2080
2.75 2.80 4.5% 178.7464 59.5821 178.7464 47.0637
2.80 2.85 4.5% 181.6901 60.5634 181.6901 47.9194
2.85 2.90 4.5% 184.9346 61.6449 184.9346 48.7751
2.90 2.95 4.5% 188.1790 62.7263 188.1790 49.6309
2.95 3.00 4.5% 191.4235 63.8078 191.4235 50.4866
3.00 3.05 4.5% 194.6680 64.8893 194.6680 51.3423
3.05 3.10 4.5% 197.9124 65.9708 197.9124 52.1980
3.10 3.15 4.5% 201.1569 67.0523 201.1569 53.0537
3.15 3.20 4.5% 204.4014 68.1338 204.4014 53.9094
3.20 3.25 4.5% 207.6458 69.2153 207.6458 54.7651
3.25 3.30 4.5% 210.8903 70.2968 210.8903 54.9034
3.30 3.35 4.5% 211.7757 70.5919 211.7757 55.2210
3.35 3.40 4.5% 211.8728 70.6243 211.8728 55.3594
3.40 3.45 5.0% 211.9700 70.6567 211.9700 55.4358
3.45 3.50 5.0% 212.5528 70.8509 212.5528 55.8871
3.50 3.55 5.0% 215.6615 71.8872 215.6615 56.6971
3.55 3.60 5.0% 218.0421 72.6807 218.0421 56.8793
3.60 3.65 5.0% 221.1131 73.7044 221.1131 57.0615
3.65 3.70 5.0% 221.9759 73.9920 221.9759 57.0824

 

3.70 3.75 5.0% 222.3645 74.1215 222.3645 57.2467
3.75 3.80 5.5% 222.4130 74.1377 222.4130 57.5853
3.80 3.85 5.5% 223.0445 74.3482 223.0445 58.3531
3.85 3.90 5.5% 224.1614 74.7205 224.1614 59.1210
3.90 3.95 5.5% 227.0727 75.6909 227.0727 59.8888
3.95 4.00 5.5% 229.9838 76.6613 229.9838 60.1185
4.00 4.05 5.5% 232.8950 77.6317 232.8950 60.5276
4.05 4.10 5.5% 232.9890 77.6630 232.9890 60.7574
4.10 4.15 5.5% 233.2447 77.7482 233.2447 60.7820
4.15 4.20 6.0% 233.2932 77.7644 233.2932 60.8584
4.20 4.25 6.0% 233.6333 77.8778 233.6333 61.2287
4.25 4.30 6.0% 238.5876 79.5292 238.5876 61.9576
4.30 4.35 6.0% 239.0734 79.6911 239.0734 62.6865
4.35 4.40 6.0% 240.4442 80.1480 240.4442 63.4154
4.40 4.45 6.0% 243.2078 81.0693 243.2078 64.1443
4.45 4.50 6.0% 245.9716 81.9905 245.9716 64.8732
4.50 4.55 6.0% 248.7353 82.9118 248.7353 65.6021
4.55 4.60 6.0% 251.4991 83.8330 251.4991 66.3310
4.60 4.65 6.0% 254.2627 84.7543 254.2627 67.0600
4.65 4.70 6.0% 257.0265 85.6755 257.0265 67.7889
4.70 4.75 6.0% 259.7902 86.5967 259.7902 68.5178
4.75 4.80 6.0% 262.5539 87.5180 262.5539 69.2467
4.80 4.85 6.0% 265.3177 88.4392 265.3177 69.9756
4.85 4.90 6.0% 268.0814 89.3605 268.0814 70.7045
4.90 4.95 6.0% 270.8451 90.2817 270.8451 71.4334
4.95 5.00 6.0% 273.6088 91.2029 273.6088 72.1623
5.00 5.05 6.0% 276.3726 92.1242 276.3726 72.8913
5.05 5.10 6.0% 279.1363 93.0361 279.1363 73.6202
5.10 5.15 6.0% 281.9000 93.9573 281.9000 74.3491
5.15 5.20 6.0% 284.6637 94.8784 284.6637 75.0780
5.20 5.25 6.0% 287.4275 95.7996 287.4275 75.8069
5.25 5.30 6.0% 290.1911 96.7207 290.1911 76.5358
5.30 5.35 6.0% 292.9549 97.6419 292.9549 77.2647
5.35 5.40 6.0% 295.7187 98.5630 295.7187 77.9936
5.40 5.45 6.0% 298.4824 99.4842 298.4824 78.7226
5.45 5.50 6.0% 301.2461 100.4053 301.2461 79.4515
5.50 5.55 6.0% 304.0098 101.3265 304.0098 80.1804

 

5.55 5.60 6.0% 306.7736 102.2476 306.7736 80.9093
5.60 5.65 6.0% 309.5372 103.1688 309.5372 81.6382
5.65 5.70 6.0% 312.3010 104.0899 312.3010 82.3671
5.70 5.75 6.0% 315.0647 105.0111 315.0647 83.0960
5.75 5.80 6.0% 317.8285 105.9322 317.8285 83.8249
5.80 5.85 6.0% 320.5922 106.8534 320.5922 84.5539
5.85 5.90 6.0% 323.3559 107.7745 323.3559 85.2828
5.90 5.95 6.0% 326.1197 108.6957 326.1197 86.0117
5.95 6.00 6.0% 328.8833 109.6168 328.8833 86.7406
6.00 6.05 6.0% 331.6471 110.5380 331.6471 87.4695
6.05 6.10 6.0% 334.4108 111.4591 334.4108 88.1984
6.10 6.15 6.0% 337.1746 112.3803 337.1746 88.9273
6.15 6.20 6.0% 339.9382 113.3014 339.9382 89.6562
6.20 6.25 6.0% 342.7020 114.2226 342.7020 90.3852
6.25 6.30 6.0% 345.4657 115.1437 345.4657 91.1141
6.30 6.35 6.0% 348.2294 116.0649 348.2294 91.8430
6.35 6.40 6.0% 350.9932 116.9860 350.9932 92.5719
6.40 6.45 6.0% 353.7569 117.9072 353.7569 93.3008
6.45 6.50 6.0% 356.5206 118.8283 356.5206 94.0297
6.50 6.55 6.0% 359.2843 119.7495 359.2843 94.7586
6.55 6.60 6.0% 362.0481 120.6706 362.0481 95.4875
6.60 6.65 6.0% 364.8118 121.5918 364.8118 96.2165
6.65 6.70 6.0% 367.5755 122.5129 367.5755 96.9454
6.70 6.75 6.0% 370.3392 123.4341 370.3392 97.6743
6.75 6.80 6.0% 373.1030 124.3552 373.1030 98.4032
6.80 6.85 6.0% 375.8666 125.2764 375.8666 99.1321
6.85 6.90 6.0% 378.6304 126.1975 378.6304 99.8610
6.90 6.95 6.0% 381.3942 127.1187 381.3942 100.5899
6.95 7.00 6.0% 384.1579 128.0398 384.1579 101.3188
7.00 7.05 6.0% 384.6934 128.2183 384.6934 102.0478
7.05 7.10 6.0% 385.1791 128.3802 385.1791 102.7767
7.10 7.15 6.0% 385.2763 128.4126 385.2763 103.5056
7.15 7.20 6.0% 385.6649 128.5421 385.6649 104.2345
7.20 7.25 6.0% 386.3244 128.7619 386.3244 104.9634
7.25 7.30 6.0% 389.0072 129.6561 389.0072 105.6923
7.30 7.35 6.0% 391.6901 130.5503 391.6901 106.4212
7.35 7.40 6.0% 394.3728 131.4445 394.3728 107.1501

 

7.40 7.45 6.0% 397.0557 132.3387 397.0557 107.8791
7.45 7.50 6.0% 399.7384 133.2328 399.7384 108.6080
7.50 7.55 6.0% 402.4213 134.1270 402.4213 109.3369
7.55 7.60 6.0% 405.1041 135.0212 405.1041 110.0658
7.60 7.65 6.0% 407.7869 135.9154 407.7869 110.7947
7.65 7.70 6.0% 410.4697 136.8096 410.4697 111.5236
7.70 7.75 6.0% 413.1525 137.7037 413.1525 112.2525
7.75 7.80 6.0% 415.8353 138.5979 415.8353 112.9814
7.80 7.85 6.0% 418.5182 139.4921 418.5182 113.7104
7.85 7.90 6.0% 421.2009 140.3863 421.2009 114.4393
7.90 7.95 6.0% 423.8838 141.2805 423.8838 115.1682
7.95 8.00 6.0% 426.5665 142.1746 426.5665 115.8971
8.00 8.05 6.0% 429.2494 143.0688 429.2494 116.6260
8.05 8.10 6.0% 429.2494 143.0688 429.2494 116.6260
8.10 8.15 6.0% 429.2494 143.0688 429.2494 116.6260
8.15 8.20 6.0% 429.2494 143.0688 429.2494 116.6260
8.20 8.25 6.0% 429.2494 143.0688 429.2494 116.6260
8.25 8.30 6.0% 429.2494 143.0688 429.2494 116.6260
8.30 8.35 6.0% 429.2494 143.0688 429.2494 116.6260
8.35 8.40 6.0% 429.2494 143.0688 429.2494 116.6260
8.40 8.45 6.0% 429.2494 143.0688 429.2494 116.6260
8.45 8.50 6.0% 429.2494 143.0688 429.2494 116.6260
8.50 8.55 6.0% 429.2494 143.0688 429.2494 116.6260
8.55 8.60 6.0% 429.2494 143.0688 429.2494 116.6260
8.60 8.65 6.0% 429.2494 143.0688 429.2494 116.6260
8.65 8.70 6.0% 429.2494 143.0688 429.2494 116.6260
8.70 8.75 6.0% 429.2494 143.0688 429.2494 116.6260
8.75 8.80 6.0% 429.2494 143.0688 429.2494 116.6260
8.80 8.85 6.0% 429.2494 143.0688 429.2494 116.6260
8.85 8.90 6.0% 429.2494 143.0688 429.2494 116.6260
8.90 8.95 6.0% 429.2494 143.0688 429.2494 116.6260
8.95 9.00 6.0% 429.2494 143.0688 429.2494 116.6260
9.00 9.05 6.0% 429.2494 143.0688 429.2494 116.6260
9.05 9.10 6.0% 429.2494 143.0688 429.2494 116.6260
9.10 9.15 6.0% 429.2494 143.0688 429.2494 116.6260
9.15 9.20 6.0% 429.2494 143.0688 429.2494 116.6260
9.20 9.25 6.0% 429.2494 143.0688 429.2494 116.6260

 

9.25 9.30 6.0% 429.2494 143.0688 429.2494 116.6260
9.30 9.35 6.0% 429.2494 143.0688 429.2494 116.6260
9.35 9.40 6.0% 429.2494 143.0688 429.2494 116.6260
9.40 9.45 6.0% 429.2494 143.0688 429.2494 116.6260
9.45 9.50 6.0% 429.2494 143.0688 429.2494 116.6260
9.50 9.55 6.0% 429.2494 143.0688 429.2494 116.6260
9.55 9.60 6.0% 429.2494 143.0688 429.2494 116.6260
9.60 9.65 6.0% 429.2494 143.0688 429.2494 116.6260
9.65 9.70 6.0% 429.2494 143.0688 429.2494 116.6260
9.70 9.75 6.0% 429.2494 143.0688 429.2494 116.6260
9.75 9.80 6.0% 429.2494 143.0688 429.2494 116.6260
9.80 9.85 6.0% 429.2494 143.0688 429.2494 116.6260
9.85 9.90 6.0% 429.2494 143.0688 429.2494 116.6260
9.90 9.95 6.0% 429.2494 143.0688 429.2494 116.6260
9.95 10.00 6.0% 429.2494 143.0688 429.2494 116.6260

 

“CRÉDITOS PENSIONA2”

Rango en UMA PENSIONA2: Adquisición
Edad Pensionado: 47 48 49 50 51 52
Igual o Mayor Menor Tasa de Interés Monto Máximo en UMA
1.0 1.1 4.0% 30.3817 30.3817 30.3817 30.3817 30.3817 30.3817
1.1 1.2 4.0% 33.1363 33.1363 33.1363 33.1363 33.1363 33.1363
1.2 1.3 4.0% 35.8909 35.8909 35.8909 35.8909 35.8909 35.8909
1.3 1.4 4.0% 38.6455 38.6455 38.6455 38.6455 38.6455 38.6455
1.4 1.5 4.0% 41.4001 41.4001 41.4001 41.4001 41.4001 41.4001
1.5 1.6 4.0% 44.1547 44.1547 44.1547 44.1547 44.1547 44.1547
1.6 1.7 4.0% 46.9093 46.9093 46.9093 46.9093 46.9093 46.9093
1.7 1.8 4.0% 49.6639 49.6639 49.6639 49.6639 49.6639 49.6639
1.8 1.9 4.0% 52.4185 52.4185 52.4185 52.4185 52.4185 52.4185
1.9 2.0 4.0% 55.1731 55.1731 55.1731 55.1731 55.1731 55.1731
2.0 2.1 4.0% 57.9277 57.9277 57.9277 57.9277 57.9277 57.9277
2.1 2.2 4.0% 60.6823 60.6823 60.6823 60.6823 60.6823 60.6823
2.2 2.3 4.0% 63.4369 63.4369 63.4369 63.4369 63.4369 63.4369
2.3 2.4 4.0% 66.1915 66.1915 66.1915 66.1915 66.1915 66.1915
2.4 2.5 4.0% 68.9462 68.9462 68.9462 68.9462 68.9462 68.9462
2.5 2.6 5.0% 71.7008 71.7008 71.7008 71.7008 71.7008 71.7008

 

2.6 2.7 5.0% 74.0705 74.0705 74.0705 74.0705 74.0705 74.0705
2.7 2.8 5.0% 76.4403 76.4403 76.4403 76.4403 76.4403 76.4403
2.8 2.9 5.0% 78.8101 78.8101 78.8101 78.8101 78.8101 78.8101
2.9 3.0 5.0% 81.1798 81.1798 81.1798 81.1798 81.1798 81.1798
3.0 3.1 5.0% 83.5496 83.5496 83.5496 83.5496 83.5496 83.5496
3.1 3.2 5.0% 85.9194 85.9194 85.9194 85.9194 85.9194 85.9194
3.2 3.3 5.0% 88.2892 88.2892 88.2892 88.2892 88.2892 88.2892
3.3 3.4 5.0% 90.6589 90.6589 90.6589 90.6589 90.6589 90.6589
3.4 3.5 5.0% 93.0287 93.0287 93.0287 93.0287 93.0287 93.0287
3.5 3.6 6.0% 95.3985 95.3985 95.3985 95.3985 95.3985 95.3985
3.6 3.7 6.0% 97.9505 97.9505 97.9505 97.9505 97.9505 97.9505
3.7 3.8 6.0% 100.5026 100.5026 100.5026 100.5026 100.5026 100.5026
3.8 3.9 6.0% 103.0546 103.0546 103.0546 103.0546 103.0546 103.0546
3.9 4.0 6.0% 105.6067 105.6067 105.6067 105.6067 105.6067 105.6067
4.0 4.1 6.0% 108.1588 108.1588 108.1588 108.1588 108.1588 108.1588
4.1 4.2 6.0% 110.8324 110.8324 110.8324 110.8324 110.8324 110.8324
4.2 4.3 6.0% 113.5059 113.5059 113.5059 113.5059 113.5059 113.5059
4.3 4.4 6.0% 116.1795 116.1795 116.1795 116.1795 116.1795 116.1795
4.4 4.5 6.0% 118.8531 118.8531 118.8531 118.8531 118.8531 118.8531
4.5 4.6 6.0% 121.5267 121.5267 121.5267 121.5267 121.5267 121.5267
4.6 4.7 6.0% 124.2003 124.2003 124.2003 124.2003 124.2003 124.2003
4.7 4.8 6.0% 126.8739 126.8739 126.8739 126.8739 126.8739 126.8739
4.8 4.9 6.0% 129.5475 129.5475 129.5475 129.5475 129.5475 129.5475
4.9 5.0 6.0% 132.2211 132.2211 132.2211 132.2211 132.2211 132.2211
5.0 5.1 6.0% 134.8946 134.8946 134.8946 134.8946 134.8946 134.8946
5.1 5.2 6.0% 137.5075 137.5075 137.5075 137.5075 137.5075 137.5075
5.2 5.3 6.0% 140.1203 140.1203 140.1203 140.1203 140.1203 140.1203
5.3 5.4 6.0% 142.7331 142.7331 142.7331 142.7331 142.7331 142.7331
5.4 5.5 6.0% 145.3459 145.3459 145.3459 145.3459 145.3459 145.3459
5.5 5.6 6.0% 147.9588 147.9588 147.9588 147.9588 147.9588 147.9588
5.6 5.7 6.0% 150.5716 150.5716 150.5716 150.5716 150.5716 150.5716
5.7 5.8 6.0% 153.1844 153.1844 153.1844 153.1844 153.1844 153.1844
5.8 5.9 6.0% 155.7972 155.7972 155.7972 155.7972 155.7972 155.7972
5.9 6.0 6.0% 158.4101 158.4101 158.4101 158.4101 158.4101 158.4101
6.0 6.1 6.0% 161.0229 161.0229 161.0229 161.0229 161.0229 161.0229
6.1 6.2 6.0% 163.6357 163.6357 163.6357 163.6357 163.6357 163.6357
6.2 6.3 6.0% 166.2485 166.2485 166.2485 166.2485 166.2485 166.2485

 

6.3 6.4 6.0% 168.8614 168.8614 168.8614 168.8614 168.8614 168.8614
6.4 6.5 6.0% 171.4742 171.4742 171.4742 171.4742 171.4742 171.4742
6.5 6.6 6.0% 174.0870 174.0870 174.0870 174.0870 174.0870 174.0870
6.6 6.7 6.0% 176.6998 176.6998 176.6998 176.6998 176.6998 176.6998
6.7 6.8 6.0% 179.3127 179.3127 179.3127 179.3127 179.3127 179.3127
6.8 6.9 6.0% 181.9255 181.9255 181.9255 181.9255 181.9255 181.9255
6.9 7.0 6.0% 184.5383 184.5383 184.5383 184.5383 184.5383 184.5383
7.0 7.1 6.0% 187.1511 187.1511 187.1511 187.1511 187.1511 187.1511
7.1 7.2 6.0% 189.7032 189.7032 189.7032 189.7032 189.7032 189.7032
7.2 7.3 6.0% 192.2552 192.2552 192.2552 192.2552 192.2552 192.2552
7.3 7.4 6.0% 194.8073 194.8073 194.8073 194.8073 194.8073 194.8073
7.4 7.5 6.0% 197.3594 197.3594 197.3594 197.3594 197.3594 197.3594
7.5 7.6 6.0% 199.9114 199.9114 199.9114 199.9114 199.9114 199.9114
7.6 7.7 6.0% 202.4635 202.4635 202.4635 202.4635 202.4635 202.4635
7.7 7.8 6.0% 205.0156 205.0156 205.0156 205.0156 205.0156 205.0156
7.8 7.9 6.0% 207.5676 207.5676 207.5676 207.5676 207.5676 207.5676
7.9 8.0 6.0% 210.1197 210.1197 210.1197 210.1197 210.1197 210.1197
8.0 más de 8 6.0% 212.6717 212.6717 212.6717 212.6717 212.6717 212.6717

 

Rango en UMA PENSIONA2: Adquisición
Edad Pensionado: 53 54 55 56 57 58
Igual o Mayor Menor Tasa de Interés Monto Máximo en UMA
1.0 1.1 4.0% 30.3817 30.3817 30.3817 30.3817 30.3817 30.3817
1.1 1.2 4.0% 33.1363 33.1363 33.1363 33.1363 33.1363 33.1363
1.2 1.3 4.0% 35.8909 35.8909 35.8909 35.8909 35.8909 35.8909
1.3 1.4 4.0% 38.6455 38.6455 38.6455 38.6455 38.6455 38.6455
1.4 1.5 4.0% 41.4001 41.4001 41.4001 41.4001 41.4001 41.4001
1.5 1.6 4.0% 44.1547 44.1547 44.1547 44.1547 44.1547 44.1547
1.6 1.7 4.0% 46.9093 46.9093 46.9093 46.9093 46.9093 46.9093
1.7 1.8 4.0% 49.6639 49.6639 49.6639 49.6639 49.6639 49.6639
1.8 1.9 4.0% 52.4185 52.4185 52.4185 52.4185 52.4185 52.4185
1.9 2.0 4.0% 55.1731 55.1731 55.1731 55.1731 55.1731 55.1731
2.0 2.1 4.0% 57.9277 57.9277 57.9277 57.9277 57.9277 57.9277
2.1 2.2 4.0% 60.6823 60.6823 60.6823 60.6823 60.6823 60.6823
2.2 2.3 4.0% 63.4369 63.4369 63.4369 63.4369 63.4369 63.4369
2.3 2.4 4.0% 66.1915 66.1915 66.1915 66.1915 66.1915 66.1915

 

2.4 2.5 4.0% 68.9462 68.9462 68.9462 68.9462 68.9462 68.9462
2.5 2.6 5.0% 71.7008 71.7008 71.7008 71.7008 71.7008 71.7008
2.6 2.7 5.0% 74.0705 74.0705 74.0705 74.0705 74.0705 74.0705
2.7 2.8 5.0% 76.4403 76.4403 76.4403 76.4403 76.4403 76.4403
2.8 2.9 5.0% 78.8101 78.8101 78.8101 78.8101 78.8101 78.8101
2.9 3.0 5.0% 81.1798 81.1798 81.1798 81.1798 81.1798 81.1798
3.0 3.1 5.0% 83.5496 83.5496 83.5496 83.5496 83.5496 83.5496
3.1 3.2 5.0% 85.9194 85.9194 85.9194 85.9194 85.9194 85.9194
3.2 3.3 5.0% 88.2892 88.2892 88.2892 88.2892 88.2892 88.2892
3.3 3.4 5.0% 90.6589 90.6589 90.6589 90.6589 90.6589 90.6589
3.4 3.5 5.0% 93.0287 93.0287 93.0287 93.0287 93.0287 93.0287
3.5 3.6 6.0% 95.3985 95.3985 95.3985 95.3985 95.3985 95.3985
3.6 3.7 6.0% 97.9505 97.9505 97.9505 97.9505 97.9505 97.9505
3.7 3.8 6.0% 100.5026 100.5026 100.5026 100.5026 100.5026 100.5026
3.8 3.9 6.0% 103.0546 103.0546 103.0546 103.0546 103.0546 103.0546
3.9 4.0 6.0% 105.6067 105.6067 105.6067 105.6067 105.6067 105.6067
4.0 4.1 6.0% 108.1588 108.1588 108.1588 108.1588 108.1588 108.1588
4.1 4.2 6.0% 110.8324 110.8324 110.8324 110.8324 110.8324 110.8324
4.2 4.3 6.0% 113.5059 113.5059 113.5059 113.5059 113.5059 113.5059
4.3 4.4 6.0% 116.1795 116.1795 116.1795 116.1795 116.1795 116.1795
4.4 4.5 6.0% 118.8531 118.8531 118.8531 118.8531 118.8531 118.8531
4.5 4.6 6.0% 121.5267 121.5267 121.5267 121.5267 121.5267 121.5267
4.6 4.7 6.0% 124.2003 124.2003 124.2003 124.2003 124.2003 124.2003
4.7 4.8 6.0% 126.8739 126.8739 126.8739 126.8739 126.8739 126.8739
4.8 4.9 6.0% 129.5475 129.5475 129.5475 129.5475 129.5475 129.5475
4.9 5.0 6.0% 132.2211 132.2211 132.2211 132.2211 132.2211 132.2211
5.0 5.1 6.0% 134.8946 134.8946 134.8946 134.8946 134.8946 134.8946
5.1 5.2 6.0% 137.5075 137.5075 137.5075 137.5075 137.5075 137.5075
5.2 5.3 6.0% 140.1203 140.1203 140.1203 140.1203 140.1203 140.1203
5.3 5.4 6.0% 142.7331 142.7331 142.7331 142.7331 142.7331 142.7331
5.4 5.5 6.0% 145.3459 145.3459 145.3459 145.3459 145.3459 145.3459
5.5 5.6 6.0% 147.9588 147.9588 147.9588 147.9588 147.9588 147.9588
5.6 5.7 6.0% 150.5716 150.5716 150.5716 150.5716 150.5716 150.5716
5.7 5.8 6.0% 153.1844 153.1844 153.1844 153.1844 153.1844 153.1844
5.8 5.9 6.0% 155.7972 155.7972 155.7972 155.7972 155.7972 155.7972
5.9 6.0 6.0% 158.4101 158.4101 158.4101 158.4101 158.4101 158.4101
6.0 6.1 6.0% 161.0229 161.0229 161.0229 161.0229 161.0229 161.0229

 

6.1 6.2 6.0% 163.6357 163.6357 163.6357 163.6357 163.6357 163.6357
6.2 6.3 6.0% 166.2485 166.2485 166.2485 166.2485 166.2485 166.2485
6.3 6.4 6.0% 168.8614 168.8614 168.8614 168.8614 168.8614 168.8614
6.4 6.5 6.0% 171.4742 171.4742 171.4742 171.4742 171.4742 171.4742
6.5 6.6 6.0% 174.0870 174.0870 174.0870 174.0870 174.0870 174.0870
6.6 6.7 6.0% 176.6998 176.6998 176.6998 176.6998 176.6998 176.6998
6.7 6.8 6.0% 179.3127 179.3127 179.3127 179.3127 179.3127 179.3127
6.8 6.9 6.0% 181.9255 181.9255 181.9255 181.9255 181.9255 181.9255
6.9 7.0 6.0% 184.5383 184.5383 184.5383 184.5383 184.5383 184.5383
7.0 7.1 6.0% 187.1511 187.1511 187.1511 187.1511 187.1511 187.1511
7.1 7.2 6.0% 189.7032 189.7032 189.7032 189.7032 189.7032 189.7032
7.2 7.3 6.0% 192.2552 192.2552 192.2552 192.2552 192.2552 192.2552
7.3 7.4 6.0% 194.8073 194.8073 194.8073 194.8073 194.8073 194.8073
7.4 7.5 6.0% 197.3594 197.3594 197.3594 197.3594 197.3594 197.3594
7.5 7.6 6.0% 199.9114 199.9114 199.9114 199.9114 199.9114 199.9114
7.6 7.7 6.0% 202.4635 202.4635 202.4635 202.4635 202.4635 202.4635
7.7 7.8 6.0% 205.0156 205.0156 205.0156 205.0156 205.0156 205.0156
7.8 7.9 6.0% 207.5676 207.5676 207.5676 207.5676 207.5676 207.5676
7.9 8.0 6.0% 210.1197 210.1197 210.1197 210.1197 210.1197 210.1197
8.0 más de 8 6.0% 212.6717 212.6717 212.6717 212.6717 212.6717 212.6717

 

Rango en UMA PENSIONA2: Adquisición
Edad Pensionado: 59 60 61 62 63 64
Igual o Mayor Menor Tasa de Interés Monto Máximo en UMA
1.0 1.1 4.0% 30.3817 30.3817 30.3817 30.3817 30.3817 30.3817
1.1 1.2 4.0% 33.1363 33.1363 33.1363 33.1363 33.1363 33.1363
1.2 1.3 4.0% 35.8909 35.8909 35.8909 35.8909 35.8909 35.8909
1.3 1.4 4.0% 38.6455 38.6455 38.6455 38.6455 38.6455 38.6455
1.4 1.5 4.0% 41.4001 41.4001 41.4001 41.4001 41.4001 41.4001
1.5 1.6 4.0% 44.1547 44.1547 44.1547 44.1547 44.1547 44.1547
1.6 1.7 4.0% 46.9093 46.9093 46.9093 46.9093 46.9093 46.9093
1.7 1.8 4.0% 49.6639 49.6639 49.6639 49.6639 49.6639 49.6639
1.8 1.9 4.0% 52.4185 52.4185 52.4185 52.4185 52.4185 52.4185
1.9 2.0 4.0% 55.1731 55.1731 55.1731 55.1731 55.1731 55.1731
2.0 2.1 4.0% 57.9277 57.9277 57.9277 57.9277 57.9277 57.9277
2.1 2.2 4.0% 60.6823 60.6823 60.6823 60.6823 60.6823 60.6823

 

2.2 2.3 4.0% 63.4369 63.4369 63.4369 63.4369 63.4369 63.4369
2.3 2.4 4.0% 66.1915 66.1915 66.1915 66.1915 66.1915 66.1915
2.4 2.5 4.0% 68.9462 68.9462 68.9462 68.9462 68.9462 68.9462
2.5 2.6 5.0% 71.7008 71.7008 71.7008 71.7008 71.7008 71.7008
2.6 2.7 5.0% 74.0705 74.0705 74.0705 74.0705 74.0705 74.0705
2.7 2.8 5.0% 76.4403 76.4403 76.4403 76.4403 76.4403 76.4403
2.8 2.9 5.0% 78.8101 78.8101 78.8101 78.8101 78.8101 78.8101
2.9 3.0 5.0% 81.1798 81.1798 81.1798 81.1798 81.1798 81.1798
3.0 3.1 5.0% 83.5496 83.5496 83.5496 83.5496 83.5496 83.5496
3.1 3.2 5.0% 85.9194 85.9194 85.9194 85.9194 85.9194 85.9194
3.2 3.3 5.0% 88.2892 88.2892 88.2892 88.2892 88.2892 88.2892
3.3 3.4 5.0% 90.6589 90.6589 90.6589 90.6589 90.6589 90.6589
3.4 3.5 5.0% 93.0287 93.0287 93.0287 93.0287 93.0287 93.0287
3.5 3.6 6.0% 95.3985 95.3985 95.3985 95.3985 95.3985 95.3985
3.6 3.7 6.0% 97.9505 97.9505 97.9505 97.9505 97.9505 97.9505
3.7 3.8 6.0% 100.5026 100.5026 100.5026 100.5026 100.5026 100.5026
3.8 3.9 6.0% 103.0546 103.0546 103.0546 103.0546 103.0546 103.0546
3.9 4.0 6.0% 105.6067 105.6067 105.6067 105.6067 105.6067 105.6067
4.0 4.1 6.0% 108.1588 108.1588 108.1588 108.1588 108.1588 108.1588
4.1 4.2 6.0% 110.8324 110.8324 110.8324 110.8324 110.8324 110.8324
4.2 4.3 6.0% 113.5059 113.5059 113.5059 113.5059 113.5059 113.5059
4.3 4.4 6.0% 116.1795 116.1795 116.1795 116.1795 116.1795 116.1795
4.4 4.5 6.0% 118.8531 118.8531 118.8531 118.8531 118.8531 118.8531
4.5 4.6 6.0% 121.5267 121.5267 121.5267 121.5267 121.5267 121.5267
4.6 4.7 6.0% 124.2003 124.2003 124.2003 124.2003 124.2003 124.2003
4.7 4.8 6.0% 126.8739 126.8739 126.8739 126.8739 126.8739 126.8739
4.8 4.9 6.0% 129.5475 129.5475 129.5475 129.5475 129.5475 129.5475
4.9 5.0 6.0% 132.2211 132.2211 132.2211 132.2211 132.2211 132.2211
5.0 5.1 6.0% 134.8946 134.8946 134.8946 134.8946 134.8946 134.8946
5.1 5.2 6.0% 137.5075 137.5075 137.5075 137.5075 137.5075 137.5075
5.2 5.3 6.0% 140.1203 140.1203 140.1203 140.1203 140.1203 140.1203
5.3 5.4 6.0% 142.7331 142.7331 142.7331 142.7331 142.7331 142.7331
5.4 5.5 6.0% 145.3459 145.3459 145.3459 145.3459 145.3459 145.3459
5.5 5.6 6.0% 147.9588 147.9588 147.9588 147.9588 147.9588 147.9588
5.6 5.7 6.0% 150.5716 150.5716 150.5716 150.5716 150.5716 150.5716
5.7 5.8 6.0% 153.1844 153.1844 153.1844 153.1844 153.1844 153.1844
5.8 5.9 6.0% 155.7972 155.7972 155.7972 155.7972 155.7972 155.7972

 

5.9 6.0 6.0% 158.4101 158.4101 158.4101 158.4101 158.4101 158.4101
6.0 6.1 6.0% 161.0229 161.0229 161.0229 161.0229 161.0229 161.0229
6.1 6.2 6.0% 163.6357 163.6357 163.6357 163.6357 163.6357 163.6357
6.2 6.3 6.0% 166.2485 166.2485 166.2485 166.2485 166.2485 166.2485
6.3 6.4 6.0% 168.8614 168.8614 168.8614 168.8614 168.8614 168.8614
6.4 6.5 6.0% 171.4742 171.4742 171.4742 171.4742 171.4742 171.4742
6.5 6.6 6.0% 174.0870 174.0870 174.0870 174.0870 174.0870 174.0870
6.6 6.7 6.0% 176.6998 176.6998 176.6998 176.6998 176.6998 176.6998
6.7 6.8 6.0% 179.3127 179.3127 179.3127 179.3127 179.3127 179.3127
6.8 6.9 6.0% 181.9255 181.9255 181.9255 181.9255 181.9255 181.9255
6.9 7.0 6.0% 184.5383 184.5383 184.5383 184.5383 184.5383 184.5383
7.0 7.1 6.0% 187.1511 187.1511 187.1511 187.1511 187.1511 187.1511
7.1 7.2 6.0% 189.7032 189.7032 189.7032 189.7032 189.7032 189.7032
7.2 7.3 6.0% 192.2552 192.2552 192.2552 192.2552 192.2552 192.2552
7.3 7.4 6.0% 194.8073 194.8073 194.8073 194.8073 194.8073 194.8073
7.4 7.5 6.0% 197.3594 197.3594 197.3594 197.3594 197.3594 197.3594
7.5 7.6 6.0% 199.9114 199.9114 199.9114 199.9114 199.9114 199.9114
7.6 7.7 6.0% 202.4635 202.4635 202.4635 202.4635 202.4635 202.4635
7.7 7.8 6.0% 205.0156 205.0156 205.0156 205.0156 205.0156 205.0156
7.8 7.9 6.0% 207.5676 207.5676 207.5676 207.5676 207.5676 207.5676
7.9 8.0 6.0% 210.1197 210.1197 210.1197 210.1197 210.1197 210.1197
8.0 más de 8 6.0% 212.6717 212.6717 212.6717 212.6717 212.6717 212.6717

 

Rango en UMA PENSIONA2: Adquisición
Edad Pensionado: 65 66 67 68 69 70
Igual o Mayor Menor Tasa de Interés Monto Máximo en UMA
1.0 1.1 4.0% 27.1005 26.7359 25.3991 24.0015 22.6647 21.2672
1.1 1.2 4.0% 29.4095 28.0119 26.5536 25.1560 23.6977 22.3002
1.2 1.3 4.0% 31.7185 30.1994 28.6803 27.1005 25.5814 24.0623
1.3 1.4 4.0% 34.0275 32.3869 30.7463 29.1056 27.4650 25.7637
1.4 1.5 4.0% 36.3365 34.5743 32.8122 31.0501 29.2879 27.5258
1.5 1.6 4.0% 38.6455 36.7618 34.8782 33.0553 31.1716 29.2879
1.6 1.7 4.0% 40.9545 38.9493 36.9441 34.9997 32.9945 30.9893
1.7 1.8 4.0% 43.2635 41.1976 39.0708 37.0049 34.8782 32.8122
1.8 1.9 4.0% 45.5725 43.3850 41.1976 39.0101 36.7618 34.5743

 

1.9 2.0 4.0% 47.8815 45.5725 43.2635 40.9545 38.6455 36.3365
2.0 2.1 4.0% 50.1905 47.7600 45.3295 42.8989 40.4684 38.0986
2.1 2.2 4.0% 52.4995 49.9475 47.4562 44.9041 42.4128 39.8608
2.2 2.3 4.0% 54.8085 52.1350 49.5221 46.8485 44.2357 41.5621
2.3 2.4 4.0% 57.1176 54.3224 51.5881 48.8537 46.0586 43.3243
2.4 2.5 4.0% 59.4266 56.5099 53.6540 50.7982 47.9423 45.0256
2.5 2.6 5.0% 61.7356 58.7582 55.7808 52.8034 49.8259 46.8485
2.6 2.7 5.0% 64.1053 61.0064 57.9075 54.8085 51.7096 48.6714
2.7 2.8 5.0% 66.4751 63.2547 60.0342 56.8137 53.6540 50.4336
2.8 2.9 5.0% 68.8449 65.5029 62.1609 58.8797 55.5377 52.1957
2.9 3.0 5.0% 71.2146 67.7511 64.3484 60.8849 57.4821 54.0186
3.0 3.1 5.0% 73.5844 69.9994 66.4143 62.8901 59.3050 55.7808
3.1 3.2 5.0% 75.9542 72.2476 68.6018 64.9560 61.3102 57.6037
3.2 3.3 5.0% 78.3240 74.4959 70.6678 66.9005 63.1331 59.3658
3.3 3.4 5.0% 80.6937 76.8049 72.9160 69.0272 65.1383 61.2495
3.4 3.5 5.0% 83.0635 79.0531 75.0427 71.0324 67.0827 63.0724
3.5 3.6 6.0% 85.4333 81.3014 77.1695 73.0376 68.9664 64.8345
3.6 3.7 6.0% 87.8030 83.5496 79.3569 75.1035 70.9108 66.6574
3.7 3.8 6.0% 90.1728 85.7979 81.4837 77.1695 72.7945 68.4803
3.8 3.9 6.0% 92.5426 88.0461 83.6104 79.1746 74.7389 70.2424
3.9 4.0 6.0% 94.9124 90.2943 85.7371 81.1798 76.6226 72.0046
4.0 4.1 6.0% 97.2821 92.6033 87.9246 83.2458 78.5670 73.8882
4.1 4.2 6.0% 99.6519 94.8516 90.0513 85.2510 80.4507 75.6504
4.2 4.3 6.0% 102.0217 97.0998 92.1780 87.2562 82.3951 77.4733
4.3 4.4 6.0% 104.3914 99.3481 94.3047 89.2614 84.2180 79.1746
4.4 4.5 6.0% 106.7612 101.5963 96.4922 91.3273 86.2232 81.0583
4.5 4.6 6.0% 109.1310 103.8446 98.6189 93.3933 88.1069 82.8812
4.6 4.7 6.0% 111.5008 106.0928 100.7456 95.3985 90.0513 84.6434
4.7 4.8 6.0% 113.8705 108.3411 102.8724 97.4037 91.9350 86.4663
4.8 4.9 6.0% 116.2403 110.6501 105.0598 99.4696 93.8794 88.2892
4.9 5.0 6.0% 118.6101 112.8983 107.1866 101.4748 95.8238 90.1121
5.0 5.1 6.0% 120.9798 115.1466 109.3133 103.5408 97.7075 91.8742
5.1 5.2 6.0% 123.3496 117.3948 111.5008 105.5459 99.6519 93.6971
5.2 5.3 6.0% 125.7194 119.6430 113.5667 107.5511 101.4748 95.4592
5.3 5.4 6.0% 128.0891 121.8913 115.7542 109.6171 103.4800 97.3429
5.4 5.5 6.0% 130.4589 124.1395 117.8809 111.6223 105.3637 99.0443

 

5.5 5.6 6.0% 132.8287 126.4485 120.0684 113.6882 107.3081 100.9279
5.6 5.7 6.0% 135.1985 128.6968 122.1951 115.6934 109.1917 102.6901
5.7 5.8 6.0% 137.5682 130.9450 124.3218 117.7594 111.1362 104.5130
5.8 5.9 6.0% 139.9380 133.1933 126.4485 119.7038 112.9591 106.2143
5.9 6.0 6.0% 142.3078 135.4415 128.6360 121.7698 114.9643 108.0980
6.0 6.1 6.0% 144.6775 137.6898 130.7627 123.8357 116.8479 109.9209
6.1 6.2 6.0% 147.0473 139.9380 132.8895 125.8409 118.7924 111.6830
6.2 6.3 6.0% 149.4171 142.1862 135.0162 127.8461 120.6760 113.5059
6.3 6.4 6.0% 151.7869 144.4953 137.2037 129.9120 122.6204 115.3288
6.4 6.5 6.0% 154.1566 146.7435 139.3304 131.9172 124.5649 117.1517
6.5 6.6 6.0% 156.5264 148.9917 141.4571 133.9832 126.4485 118.9139
6.6 6.7 6.0% 158.8962 151.2400 143.6446 135.9884 128.3930 120.7368
6.7 6.8 6.0% 161.2659 153.4882 145.7105 137.9936 130.2159 122.4989
6.8 6.9 6.0% 163.6357 155.7365 147.8980 140.0595 132.2211 124.3218
6.9 7.0 6.0% 166.0055 157.9847 149.9640 142.0040 134.0440 126.0840
7.0 7.1 6.0% 168.3753 160.2937 152.2122 144.1307 136.0491 127.9676
7.1 7.2 6.0% 170.7450 162.5420 154.3389 146.1359 137.9328 129.7905
7.2 7.3 6.0% 173.1148 164.7902 156.4656 148.1411 139.8772 131.5527
7.3 7.4 6.0% 175.4846 167.0385 158.5924 150.1462 141.7001 133.2540
7.4 7.5 6.0% 177.8543 169.2867 160.7798 152.2122 143.7053 135.1377
7.5 7.6 6.0% 180.2241 171.5349 162.9065 154.2782 145.5890 136.9606
7.6 7.7 6.0% 182.5939 173.7832 165.0333 156.2833 147.5334 138.7835
7.7 7.8 6.0% 184.9636 176.0314 167.1600 158.2885 149.4171 140.5456
7.8 7.9 6.0% 187.3334 178.3404 169.3475 160.3545 151.3615 142.3685
7.9 8.0 6.0% 189.7032 180.5887 171.4742 162.3597 153.2452 144.1307
8.0 más de 8 6.0% 192.0730 182.8369 173.6009 164.4256 155.1896 145.9536

 

Rango en UMA PENSIONA2: Adquisición
Edad Pensionado: 71 72 73 74 75
Igual o Mayor Menor Tasa de Interés Monto Máximo en UMA
1.0 1.1 4.0% 19.9304 18.5328 17.1960 15.7985 14.4617
1.1 1.2 4.0% 20.8418 19.4443 17.9860 16.5884 15.1301
1.2 1.3 4.0% 22.4824 20.9634 19.4443 17.8644 16.3453
1.3 1.4 4.0% 24.1231 22.4824 20.8418 19.2012 17.4998
1.4 1.5 4.0% 25.7637 24.0015 22.2394 20.4772 18.7151

 

1.5 1.6 4.0% 27.4650 25.5814 23.6977 21.8748 19.9911
1.6 1.7 4.0% 29.0449 27.0397 25.0345 23.0901 21.0849
1.7 1.8 4.0% 30.6855 28.6195 26.4928 24.4269 22.3002
1.8 1.9 4.0% 32.3869 30.1994 27.9511 25.7637 23.5762
1.9 2.0 4.0% 34.0275 31.7185 29.4095 27.1005 24.7914
2.0 2.1 4.0% 35.6681 33.2376 30.8070 28.3765 26.0067
2.1 2.2 4.0% 37.3695 34.8174 32.3261 29.7740 27.2827
2.2 2.3 4.0% 38.9493 36.2757 33.6629 30.9893 28.3765
2.3 2.4 4.0% 40.5899 37.7948 35.0605 32.3261 29.5310
2.4 2.5 4.0% 42.1698 39.3139 36.4580 33.6021 30.7463
2.5 2.6 5.0% 43.8711 40.8937 37.9163 34.9389 31.9615
2.6 2.7 5.0% 45.5725 42.4736 39.3747 36.2757 33.2376
2.7 2.8 5.0% 47.2131 43.9927 40.8330 37.6125 34.3921
2.8 2.9 5.0% 48.9145 45.5725 42.2305 38.9493 35.6073
2.9 3.0 5.0% 50.6159 47.1524 43.7496 40.2861 36.8834
3.0 3.1 5.0% 52.2565 48.6714 45.1472 41.6229 38.0379
3.1 3.2 5.0% 53.9579 50.3121 46.6663 42.9597 39.3139
3.2 3.3 5.0% 55.5985 51.8311 48.0638 44.2965 40.5292
3.3 3.4 5.0% 57.3606 53.4718 49.5829 45.6940 41.8052
3.4 3.5 5.0% 59.0620 55.0516 51.1020 47.0916 43.0812
3.5 3.6 6.0% 60.7026 56.5707 52.4995 48.3676 44.2357
3.6 3.7 6.0% 62.4647 58.2113 54.0186 49.7652 45.5725
3.7 3.8 6.0% 64.1661 59.7911 55.4769 51.1627 46.7878
3.8 3.9 6.0% 65.8067 61.3710 56.9353 52.4388 48.0030
3.9 4.0 6.0% 67.4473 62.8901 58.3328 53.7756 49.2183
4.0 4.1 6.0% 69.2095 64.5307 59.8519 55.1731 50.4943
4.1 4.2 6.0% 70.8501 66.0498 61.3102 56.5099 51.7096
4.2 4.3 6.0% 72.5514 67.6296 62.7685 57.8467 52.9249
4.3 4.4 6.0% 74.1921 69.1487 64.1661 59.1227 54.1401
4.4 4.5 6.0% 75.9542 70.7893 65.6852 60.5203 55.4162
4.5 4.6 6.0% 77.6556 72.3692 67.1435 61.9179 56.6314
4.6 4.7 6.0% 79.2962 73.9490 68.6018 63.1939 57.8467
4.7 4.8 6.0% 80.9975 75.5288 70.0601 64.5914 59.1227
4.8 4.9 6.0% 82.6989 77.1087 71.5185 65.9282 60.3380
4.9 5.0 6.0% 84.4003 78.6885 73.0376 67.3258 61.6140
5.0 5.1 6.0% 86.1017 80.2684 74.4351 68.6626 62.8293

 

5.1 5.2 6.0% 87.8030 81.8482 75.9542 69.9994 64.1053
5.2 5.3 6.0% 89.4437 83.3673 77.3517 71.3362 65.2598
5.3 5.4 6.0% 91.1450 85.0079 78.8708 72.7337 66.5966
5.4 5.5 6.0% 92.7856 86.5270 80.2684 74.0098 67.7511
5.5 5.6 6.0% 94.5478 88.1676 81.7875 75.4073 69.0272
5.6 5.7 6.0% 96.1884 89.6867 83.1850 76.6834 70.1817
5.7 5.8 6.0% 97.9505 91.3273 84.7041 78.1417 71.5185
5.8 5.9 6.0% 99.5304 92.7856 86.1017 79.3569 72.6730
5.9 6.0 6.0% 101.2925 94.4263 87.6208 80.7545 73.9490
6.0 6.1 6.0% 102.9939 96.0061 89.0791 82.1521 75.1643
6.1 6.2 6.0% 104.6345 97.5859 90.5374 83.4888 76.3795
6.2 6.3 6.0% 106.3359 99.1658 91.9957 84.8256 77.6556
6.3 6.4 6.0% 108.0372 100.7456 93.4540 86.1624 78.8708
6.4 6.5 6.0% 109.7386 102.3255 94.9731 87.5600 80.1469
6.5 6.6 6.0% 111.4400 103.9053 96.3707 88.8968 81.3621
6.6 6.7 6.0% 113.1414 105.4852 97.8898 90.2336 82.6382
6.7 6.8 6.0% 114.7820 107.0043 99.2873 91.5704 83.7927
6.8 6.9 6.0% 116.4833 108.6449 100.8064 92.9072 85.0687
6.9 7.0 6.0% 118.1240 110.1640 102.2040 94.2440 86.2840
7.0 7.1 6.0% 119.8861 111.8046 103.7230 95.6415 87.5600
7.1 7.2 6.0% 121.5875 113.3844 105.1814 96.9783 88.8360
7.2 7.3 6.0% 123.2281 114.9035 106.6397 98.3151 89.9905
7.3 7.4 6.0% 124.8687 116.4226 108.0372 99.5911 91.2058
7.4 7.5 6.0% 126.6308 118.0632 109.5563 100.9887 92.4818
7.5 7.6 6.0% 128.3322 119.6430 111.0146 102.3862 93.6971
7.6 7.7 6.0% 129.9728 121.2229 112.4730 103.7230 94.9731
7.7 7.8 6.0% 131.6742 122.8027 113.9313 105.0598 96.1884
7.8 7.9 6.0% 133.3756 124.3826 115.3896 106.3966 97.4037
7.9 8.0 6.0% 135.0162 125.9017 116.7872 107.6727 98.5582
8.0 más de 8 6.0% 136.7783 127.5423 118.3062 109.1310 99.8950

 

Asimismo, se instruye publicar el presente acuerdo en el Diario Oficial de la Federación.”

Atentamente

Ciudad de México, a 13 de octubre de 2017.- La Prosecretaria de la Junta Directiva, de conformidad con el artículo 19 del Estatuto Orgánico del Instituto, María Guadalupe Chacón Monárrez.- Rúbrica.

(R.- 458635)

[1] Aplican los mismos montos máximos que el crédito Tradicional para adquisición de vivienda, sujeto a las Reglas de Operación de la Comisión Nacional de Vivienda (CONAVI)

Artículo anteriorFOVISSSTE ya tiene su crédito para 2018
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